University of Toronto Fees for International Students

University of Toronto tuition fees for international students vary widely by program and campus. Verify the exact amount on U of T's official Tuition Explorer. Living costs in Toronto are additional. INR values are approximate (around ₹61 per CAD 1).

International undergraduate fees rose by 5% for 2026–27, so confirm the current figure for your specific program on U of T's official Tuition Explorer before paying.

University of Toronto Fees for Popular Programmes (2026–27)

If you are comparing University of Toronto fees across programs, international tuition spans a wide range - Arts & Science sits at the lower end while professional and premium programs are considerably higher. All figures are indicative annual international tuition.

Check U of T's official Tuition Explorer or program page for confirmed, program-specific fees.

Cost of Living in Toronto for International Students

Toronto is one of Canada's most expensive cities, so living costs are a significant part of the total budget and entirely separate from tuition. The estimates below are a monthly guide; accommodation is the largest variable, with on-campus residence (room plus mandatory meal plan) typically bundled into a single annual fee.

On-campus residence with a mandatory meal plan at the St. George campus runs roughly CAD 16,500 – 22,400 for the year, bundling housing and food into one predictable cost. A full year's living expenses in Toronto typically run around CAD 22,000 – 32,000 beyond tuition.

Additional and One-off Costs

Payment Structure

U of T tuition is charged on a program-fee basis for most undergraduate programs (a flat annual fee for the Fall–Winter session), with some divisions charging per course. International students must enrol in the mandatory University Health Insurance Plan (UHIP) and pay compulsory incidental fees on top of tuition. Fees are billed through the student account (ACORN), and payment deadlines apply at the start of each session. A minimum payment is typically required to register for each term.

Net Fee After Scholarship

U of T awards thousands of merit-based scholarships, but as a publicly funded university it does not provide need-based aid to international students, so most students pay close to the headline tuition. The major exception is the fully funded Lester B. Pearson scholarship, which removes tuition entirely for a very small number of students.

Most awards are automatic merit entrance scholarships; the large, life-changing awards (especially the Pearson) are very few and highly competitive.

Estimated Total First-Year Cost

A rough all-in estimate for year one, useful for early budgeting:

Excludes visa, travel, and one-off setup costs; reduces dramatically only with a major scholarship like the Pearson.

Finance Your University of Toronto Fees with GyanDhan

GyanDhan helps Indian students finance both tuition and living costs:

• 
  Education loans covering full tuition and living expenses, through a network of public banks, private banks, and NBFCs.
• 
  Free loan eligibility check and help comparing interest rates before you commit.
• 
  Support with the session fee timeline, so funds are ready when each U of T payment deadline falls.
• 
  Guidance on the Canada study permit proof-of-funds (GIC and tuition) you'll need to show, alongside your loan sanction.